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Too Hard Pile · Mental Model Trainer

Knowing the model isn't the same as using it.

Thirteen decision-making frameworks, 1,300+ realistic scenarios, and spaced repetition — so the right question comes to mind while you're deciding, not three days later.

Made for anyone who has read about mental models and still spirals on hard decisions: founders and operators, people weighing a job or a move, and anyone who wants better judgment as a habit rather than a bookshelf.

Open the free Decision Toolbox

Free · no signup · works in any browser · toohardpile.com

Name
Too Hard Pile
Made by
BlackShip Developers
What it is
Mental model trainer + free decision toolbox
Platform
Web — any modern browser, nothing to install
Free
Whole Decision Toolbox, first 3 models (~300 drills), 5 journal entries, streaks
Paid plan
$4.99/month or $39.99/year · all 13 models, 1,300+ drills
Account required
Not for the Toolbox — email only if you want progress saved
Daily commitment
About 5 minutes · ten short drills
Works offline
No — it runs in the browser and needs a connection
Cancellation
Cancel anytime, no contracts

See it in action

Why a trainer, and not another book

Most people who care about thinking well already know the frameworks. You can explain inversion, run a premortem on request, quote the 10/10/10 rule. Then a genuinely difficult decision turns up and none of it arrives — you overthink for days and pick whatever feels easiest.

That gap isn't a knowledge problem. Reading gives you the model; it doesn't build the reflex of reaching for it. Recall under pressure comes from repeated retrieval, spaced out over time — the same thing that makes anything else stick.

So Too Hard Pile is built as practice rather than reading. Ten short drills a day, each one a realistic situation where you decide which lens fits, with reviews returning each model just before you'd lose it. The goal isn't to memorise thirteen definitions. It's to get to the point where your own brain asks should I run a premortem here? before you've finished describing the problem.

What Too Hard Pile gives you

Two halves: a free toolbox for the decision in front of you, and a trainer for the ones still coming.

Thirteen frameworks

Inversion, premortem, first-principles thinking, second-order thinking, root-cause analysis, incentives, margin of safety, opportunity cost, deciding under uncertainty and more — each with its own drill set.

1,300+ realistic scenarios

Drills written as decisions you'd actually face — a hire, a move, a price, a rewrite — instead of textbook puzzles with tidy answers.

Spaced repetition

Each model comes back around just before you'd forget it, so practice compounds instead of fading the week after you finish a module.

About five minutes a day

A session is ten short drills. Small enough to keep up on a bad day, which is the only reason a habit survives.

Free Decision Toolbox

Thirteen guided tools for a decision you're facing right now — no login, no account, no email. Answer the questions and the structure does the work.

Decision journal

Write down what you chose and why, then read it back later. Seeing your old reasoning is the cheapest feedback loop judgment has.

The free Decision Toolbox

Thirteen tools that untangle a decision, from “which laptop” to “which life”. No signup.

The Too Hard Pile Decision Toolbox page, showing a grid of tool cards — weighted pros and cons, decision matrix, an honest coin flip, 10/10/10, second-order consequences, premortem, inversion, margin of safety and incentives — each with a short description and an estimated time

The Decision Toolbox at toohardpile.com/decide — free, no signup.

  • Weighted pros & cons — for when the list is long but the items aren't equal.
  • Decision matrix — several options scored against the things you actually care about.
  • Coin flip — not to obey, but to catch what you hoped it would land on.
  • 10/10/10 — how this looks in ten minutes, ten months and ten years.
  • Second-order consequence chain — and then what happens?
  • Premortem — it's a year later and this failed; write the reason.
  • Inversion — stop asking how to succeed and ask how this guarantees failure.
  • Margin-of-safety check — what happens if you're wrong by more than you expect.
  • Incentive map — who gains from each outcome, including you.
  • First-principles sorting — separating what's true from what's merely assumed.
  • Regret minimization — which version you'd rather explain to yourself later.
  • Two-way door — is this reversible? Reversible decisions deserve less agonising.
  • Root-cause ladder — keep asking why until the real problem shows up.

What it costs

Prices shown in US dollars, as listed on toohardpile.com. Verified July 2026.

Free

$0 forever

The whole Decision Toolbox with no signup, the first 3 models (about 300 drills), 5 journal entries and daily streak tracking.

Paid

$4.99 /month, or $39.99/year

All 13 models and 1,300+ drills, unlimited journal entries, spaced-repetition review and the full progress dashboard. Cancel anytime, no contracts.

Privacy & data handling

The Decision Toolbox runs with no account, no email and no signup. If you create an account so your practice can be saved, Too Hard Pile stores your email address, an optional display name, the practice progress you generate by rating drills, anything you write in your decision journal or saved entries, and any feedback you send.

Payments are handled by Creem as merchant of record for international payments, and by Razorpay for payments in India — card and bank details never reach us. Google Analytics is used for aggregate, de-identified usage, and a session cookie keeps you signed in. We never sell your personal information.

For the full detail, see the Too Hard Pile privacy policy and our Privacy Policy.

FAQ

Too Hard Pile — questions, answered

How do I actually use mental models instead of just reading about them?
Reading builds knowledge; recall needs practice. Too Hard Pile gives you short daily drills on realistic decisions, so you repeatedly choose which framework fits a situation. Spaced repetition brings each model back just as it starts to fade, which is what turns a framework you can explain into one you reach for under pressure.
Why is it called a “too hard pile”?
The phrase comes from investing. Warren Buffett and Charlie Munger described sorting decisions into three boxes — in, out, and too hard — and setting aside anything they couldn't work out. Too Hard Pile is named after the goal of shrinking that third box.
Which mental models does Too Hard Pile train?
Thirteen frameworks, including inversion, premortem, first-principles thinking, second-order thinking, root-cause analysis, incentives, margin of safety, opportunity cost and deciding under uncertainty. Each has its own set of drills built on realistic scenarios rather than textbook puzzles.
Is there a free tool for working through a hard decision right now?
Yes. The Decision Toolbox is free, needs no account and no email, and walks you through a decision with guided questions — weighted pros and cons, a decision matrix, an honest coin flip, 10/10/10, a second-order consequence chain, a premortem, inversion, a margin-of-safety check, an incentive map, first-principles sorting, regret minimization, a two-way-door test and a root-cause ladder.
How long does a daily session take?
About five minutes. A session is ten short drills, which is deliberately small enough to keep up on a normal day rather than something you have to schedule.
Do I need an account, and what does it cost?
The Decision Toolbox needs no account at all, and you can try a drill without signing up. An account — just an email address — is needed to save progress, streaks and journal entries. The free tier includes the first 3 models (about 300 drills) and 5 journal entries. The paid plan is $4.99 per month or $39.99 per year and unlocks all 13 models, 1,300+ drills, unlimited journal entries and spaced-repetition review. Cancel anytime.
What does Too Hard Pile not do?
It doesn't make decisions for you, and it doesn't give financial, legal, medical or professional advice — it's practice for your own judgment. It runs in a browser only, needs an internet connection, has no offline mode and no native iOS or Android app, and the content is in English.

Honest limitations

Go to toohardpile.com

Page last updated: July 28, 2026 · Features and pricing verified against toohardpile.com, July 2026.